Interview with Mihai Ivascu CEO and Founder of Moneymailme: The Social Money Transferring Payments App.
Intelligenthq interviewed Mihai Ivascu, a 29 year old serial-entrepreneur, thought leader, CEO and Founder of Moneymailme. Moneymail.me is a Social Money Transferring Payments App that promises to revolutionize the world of payments.
In the following video, he explains his background, talks about his MBA education, and highlights his bold vision forMoneymail.me. Mihai lives between London, where the company is based and Monaco where he finished his MBA at the University of Monaco, Group INSEEC. Although still very young Mihai Ivascu has a vast professional experience, demonstrating a multidisciplinary capacity as few. He has worked for more than 10 years in the crossover between corporations, start-ups, FinTech, software development, innovation, and marketing consulting. He is the mastermind behind ventures such as Ingenium Media Monaco, Hotel Deals Consulting, and multiple online press projects. Presently, Mihai is enrolled in the Doctorate of Business Administration with a thesis on Disruptive Technologies for the Financial Industry, taken at the International University of Monaco and Harvard University.
When asked about his vision for MoneyMailMe, Mihai explained how he wanted to invent an app that was useful for a global citizen. He says:
“We like to call ourselves global citizens because we travel a lot and we are always in movement. We are dynamic and active, and this shapes our daily decisions and our daily lives. We are always moving from one city to another we are connecting with people from around the world. We are exchanging files, we are talking in real time, with a lot of contacts. But we also need to send them money or we need to receive money from them.”
He continues: “Money is more than value. Money is about value, but values are about people so in our case we tried to design a product that is created for this type of need, create communications and money sending. Imagine you are in London trying to reach your family in Eastern Europe for example. You communicate. You communicate every day with them. You send them pictures, files but when it comes to moving money to them or they have to send money to you that is a completely different experience. And that is out of any messaging platform.
By integrating the money transferring into a chatting platform you can pay back your friend that send you some concert tickets back from NY. You can pay you favorite cousin from Poland. You can ask for money from your best friend in high school in London. You can start moving and creating your own micro-system of payments between your close contacts. Money, in this case, is not just a question of moving value again is a matter of communicating in a different way. We are trying to design and offer a complete end to end experience which again touches a very important part of our lives which is the social status and the interactions.”
Moneymail.me fills in an important niche, as 90% of the money transferred around the world is to family and friends. Mihai’s bold vision and ambition of making an app that enables safer, better and faster money transfers, promises to transform money payments into something as easy to manage as a social media platform. They call it social money. Moneymail.me is the fintech technology social app making it happen.
Mihai believes that:
“Answering a growing human need, bringing together the sending and receipt of -e-money and value, being value to work across borders, respecting cultural diversity, operating in multiple base currency e-wallets, keeping costs for users always to a minimum, and providing the strongest and most secure encryption and anti-money laundry encryption on the market to ensure permanent security, that’s what we have to show, and all at once, that’s the cool part.”
The unique features of Moneymail.me are a unique balance of instant messaging, mobile banking and marketplace. Although this combination may seem like an odd coupling, it will make greater sense, as we adopt more and more apps and since social media is overwhelmingly present in our lives.
Moneymail.me is a powerful app that is similar to WhatsUp, and other similar chat apps, with an extra feature of being able to exchange money between friends, family or peers in different currencies. With Moneymail.me you can as well send money to your favorite causes and have access to a marketplace. Its innovative chatting app combines the social interaction with the joy of sending and receiving available e-money instantly. From sending money back to your friend or family member, who just paid for your coffee at the university, to contributing with your office colleagues for buying a gift for your boss, Moneymailme facilitates micro-payments, file sharing and chatting at the same time, allowing you to make payments a real enjoyable social experience.
Committed to being a business and app for good Moneymailme offers the innovative feature of social money that allows transferring facilities within the app for contributing to selected social and humanitarian causes via its partnership with Global Giving, the world’s largest global crowdfunding community that connects nonprofits, donors, and companies. With Moneymailme users can track in real-time the status of fund-raising campaigns and watch their donations make a difference.
One of the exceptional technical features of Moneymailme’s is its powerful Foreign Exchange capacity, with the addition of 3 currencies EUR, GBP and USD, that users can use to transfer value to other base currency e-wallets within the closed loop of its e-wallet network. These operate at a highly competitive foreign exchange rate up to 110 countries. The company wants to bring more currencies as it scales and grows.
Money and small cash transfers are among the most dynamic humanitarian tools available to users nowadays. Mihai vision is to make Moneymailme advance the movement of social money and create a social ecosystem where people can transfer money easily, fast and without middlemen between their families and friends and help in the process their favorite causes and charities.
In the same spirit, Mihai pushes his company a powerful vision and bold strategy that include innovations for fostering the way we see money, social money, P2P, part of the sharing economy revolution and the international cultural exchanges. Moneymailme signed an agreement with US publisher Kiwai Media to facilitate within the app a marketplace for the purchase of various goods, namely books that have been written by contemporary thought-leaders. As an example, it launched its first collaborative title Choosing the Hero, a memoir by Washington lobbyist Riva Levinson about the rise of Africa’s first woman president and the 2011 Nobel Peace Laureate Ellen Johnson Sirleaf of Nigeria.
Moneymail.me is available both in the IOs store and Google Play:
Dinis Guarda is an author, academic, influencer, serial entrepreneur, and leader in 4IR, AI, Fintech, digital transformation, and Blockchain. Dinis has created various companies such as Ztudium tech platform; founder of global digital platform directory openbusinesscouncil.org; digital transformation platform to empower, guide and index cities citiesabc.com and fashion technology platform fashionabc.org. He is also the publisher of intelligenthq.com, hedgethink.com and tradersdna.com. He has been working with the likes of UN / UNITAR, UNESCO, European Space Agency, Davos WEF, Philips, Saxo Bank, Mastercard, Barclays, and governments all over the world.
With over two decades of experience in international business, C-level positions, and digital transformation, Dinis has worked with new tech, cryptocurrencies, driven ICOs, regulation, compliance, and legal international processes, and has created a bank, and been involved in the inception of some of the top 100 digital currencies.
He creates and helps build ventures focused on global growth, 360 digital strategies, sustainable innovation, Blockchain, Fintech, AI and new emerging business models such as ICOs / tokenomics.
Dinis is the founder/CEO of ztudium that manages blocksdna / lifesdna. These products and platforms offer multiple AI P2P, fintech, blockchain, search engine and PaaS solutions in consumer wellness healthcare and life style with a global team of experts and universities.
He is the founder of coinsdna a new swiss regulated, Swiss based, institutional grade token and cryptocurrencies blockchain exchange. He is founder of DragonBloc a blockchain, AI, Fintech fund and co-founder of Freedomee project.
Dinis is the author of various books. He has published different books such “4IR AI Blockchain Fintech IoT Reinventing a Nation”, “How Businesses and Governments can Prosper with Fintech, Blockchain and AI?”, also the bigger case study and book (400 pages) “Blockchain, AI and Crypto Economics – The Next Tsunami?” last the “Tokenomics and ICOs – How to be good at the new digital world of finance / Crypto” was launched in 2018.
Some of the companies Dinis created or has been involved have reached over 1 USD billions in valuation. Dinis has advised and was responsible for some top financial organisations, 100 cryptocurrencies worldwide and Fortune 500 companies.
Dinis is involved as a strategist, board member and advisor with the payments, lifestyle, blockchain reward community app Glance technologies, for whom he built the blockchain messaging / payment / loyalty software Blockimpact, the seminal Hyperloop Transportations project, Kora, and blockchain cybersecurity Privus.
He is listed in various global fintech, blockchain, AI, social media industry top lists as an influencer in position top 10/20 within 100 rankings: such as Top People In Blockchain | Cointelegraph https://top.cointelegraph.com/ and https://cryptoweekly.co/100/ .
Between 2014 and 2015 he was involved in creating a fabbanking.com a digital bank between Asia and Africa as Chief Commercial Officer and Marketing Officer responsible for all legal, tech and business development. Between 2009 and 2010 he was the founder of one of the world first fintech, social trading platforms tradingfloor.com for Saxo Bank.
He is a shareholder of the fintech social money transfer app Moneymailme and math edutech gamification children’s app Gozoa.
He has been a lecturer at Copenhagen Business School, Groupe INSEEC/Monaco University and other leading world universities.