Four Creative Ways to Get Startup Cash for Your Business

Four Creative Ways to Get Startup Cash for Your Business

If you want to start a business, there’s a lot to do. From figuring out exactly what you’re going to sell to creating a business plan and figuring out if you’re going to operate out of an office or your garage, there is no shortage of decisions that need to be made.

One of the most difficult is figuring out where you’re going to get your startup cash.

Most people think of going into the bank to ask for a small business loan or looking for an investor who can become a partner in the business, but those aren’t your only options.

Here are four creative ways you can get the startup cash you need.

A. Enter the Penny Stock Market

Stocks are a great way for businesses to get the money they need to continue growing and expanding, but traditional markets aren’t the place for new businesses.

Instead, consider entering the penny stock market. It doesn’t follow the same rules as traditional markets, which makes it easier for your business to get started. Not to mention, trading penny stocks is affordable, so your business can attract investors that don’t invest in the regular stock market.

B. Exchange Goods or Services for Startup Cash

Attracting the right investors can be a challenge. You don’t want someone to throw you their money who isn’t interested in what you’re doing. You want someone who is as excited about your business as you are!

Exchanging goods or services for startup cash is a great way to attract the right investors. It’s also a great way to get the money you need to get started without having to worry about paying interest. Investors simply give you the startup cash, and when the time comes, you thank them by providing them with the product or service they helped fund.

C. Join a Startup Accelerator or Incubator

A startup accelerator or incubator can be a great way to get your business off the ground. Not only can they provide you with the cash you need, they can also set up your business with mentors who can help ensure the long-term success of your business.

There are some differences between these two types of programs, so make sure you look into which one would be best for your business.

D. Start a Crowdfunding Campaign

Crowdfunding is a great way to get started, especially if you aren’t having any luck with the other options on this list. It allows people all over the country to donate as much or as little as they want to your business venture.

Crowdfunding platforms include:


  • Kickstarter, which backs creative projects like games, music, and technology.
  • Indiegogo, which allows you to collect funds even if you don’t meet your goal.


  • CircleUp, which offers strategic guidance and support during the process of collecting funds.

Don’t think you have to march into the bank to get the funds you need to start your business.