Blockchain Financial Inclusion Movement Humaniq Appoints CEO and 20 Advisory Board Members

financial inclusion report World Bank

Blockchain Financial Inclusion Movement Appoints CEO and 20 Advisory Board Members

According to a 2014 World Economic Forum report, there are over two billion unbanked people around the globe who have no access to financial banking services. Some other studies highlight as well that probably there are over 1 billion extra people in the world that are not in any way registered, special in India and Asia.

This is ironic in a time of very advanced tech and big data. For example in Southeast Asia, only 27 percent of the region’s 600 million people have a bank account, while in poor countries such as Cambodia, that number is just 5 percent, according to another report issued in 2016. We can continue with data such as these facts and figures:

  • Only 16% of low-income consumers globally have access to formal financial accounts. Access for women and rural consumers is even lower.
    Just 41% of adults in developing countries have a bank account. Those who do have some access to financial services, often find that they are poorly suited to their needs.
  • Access to financial services helps individuals accumulate, increase, and protect their money. It also allows them to weather financial shocks (i.e, increase their financial resilience).
  • More than 60 governments across the world have set financial inclusion as a formal target. The United National General Assembly unanimously adopted a new agenda for sustainable development by 2030. Five of the 17 Global Sustainable Development Goals championed by the Agenda mention financial inclusion.
  • According to a study by the Gates Foundation (2013), in most developing countries, mobile money providers can provide accounts at roughly 6% lower costs than banks. What is needed, in fact, is a “new framework for understating payment systems” that can simplify those systems “and their underlying market dynamics”.
Financial inclusion data and UN the Economist

Bearing this in mind a new venture Humaniq, has been ambitiously putting together a plan and a team to tackle some of these issues. Humaniq is a Blockchain Ethereum powered Financial Platform and movement for the Unbanked. The organisation that is very recent has recently appointed a new CEO and an impressive list of 20 Members to its Global Advisory Board. This influential advisory team has experience and background with public policy, technology, blockchain, Ethereum based tech, and education skills and was appointed to help shape Humaniq’s ambitious mission for financial inclusion worldwide.

Humaniq, the blockchain financial platform offering financial inclusion solutions for the unbanked, today announced its executive leadership and advisory board, helping guide the company through its current token sale and the development of its mobile banking app that will support Humaniq’s humanitarian initiative.

“Humaniq is a disruptive tech platform innovation based in blockchain Ethereum for good. We are a solution to a global problem,” said Alex Fork, President and co-Founder of Humaniq.

“More than half the world lives on less than $2.50 a day and more than 80 percent of the world’s population lives in countries where income differentials are widening. Humaniq will help reverse these trends and bring people out of poverty by giving them banking tools that are easy to understand.

Humaniq will provide liquidity for entrepreneurial ventures via loans, online work and crypto-financing as well as be helping to create new opportunities in the digital economy, locally, nationally and internationally. With the appointment of our new CEO we are ready to capitalise on these opportunities immediately. ”

Dinis Guarda has been appointed as CEO of Humaniq. Guarda is an entrepreneur and author with a strong background in international management, blockchain and financial inclusion, who has previously founded the successful ventures Ztudium, and

Humaniq financial inclusion movement

Alex Fork founded Humaniq in 2016 to help lift the unbanked out of poverty in emerging economies, becomes President and Leading Visionary of Humaniq. Fork previously founded the Future Fintech Accelerator and authored the book “Bitcoin: More than money”.

“We have already raised over $3M in three days.” – Dinis Guarda.

“Humaniq team strongly believe that the heart, humanity and experience represented on this team will be the driving force behind Humaniq’s success,” said Dinis Guarda, CEO of Humaniq. “We are working to bring financial services and education to the 2 billion unbanked people and empower a global ecosystem of financial and social impact opportunities. This team and advisory board is our foundation and we look forward to building the new world of financial inclusion, industry 4.0 and education together with Humaniq.”
The Humaniq executive leadership team consists of:

  • Alex Fork, President and Co-Founder of Humaniq and Leading Visionary, Luxembourg.
  • Dinis Guarda, CEO of Humaniq, UK.
  • Dmitry Kaminskiy, Co-Founder and Executive Chairman of Humaniq, UK.
  • Richard Kastelein, Chief Marketing Officer, Netherlands.

The Humaniq advisory board consists of twenty leaders from around the world with diverse backgrounds in global policy, public affairs, technology, science, blockchain and education:

  • Nick Ayton, Technology Advisory Board / 21 Million Project, UK
  • Karl Hoods, Policy and Legal Advisor, Save the Children, London, UK
  • Pavel Kravchenko, Technology/Blockchain Advisor, Ukraine
  • Michael Terpin, Technology Advisor/Transform Group, San Juan, Puerto Rico.
  • Chami Akmeemana, Technology Advisor/Policy and Legal advisory board / ‎Advisor for regulator, Ontario Securities Commission (OSC), Australia
  • Matt McKibbin, Technology Advisor/Crypto Economy, US
  • Ron Morris, Scientific Advisor/Education/Universities Advisor, Director Groupe INSEEC San Francisco, US
  • Derin Cag, Advisor Chief Influencer Officer, Founder of, UK
  • Tim Campbell MBE, Public Affairs and Global Policy advisory, UK
  • Alex Bausch, Technology Advisory Board / Co-Chairman of the Blockchain Ecosystem Network, Netherlands
  • Matthias Klees, Technology Advisor / Bitcoinsulting, Szenekonzept, Germany
  • Iggy Bassy, Policy and Legal advisory board / Social Impact and AI, Data expert, Founder Cervest UK
  • Paul Mears, Policy and Financial Risk advisory board / Currency International Payments advisor, Monaco
  • Vishai Mishra, Technology advisory board / Big Data and Security,, US
  • David Applefield, Public Affairs and Global Policy Advisor/Communications and PR Advisor, FT Special Rep for Africa, France.
  • Jochen Heussner, Chief Financial Officer / Legal and Financial Investment Advisor EU, Founder, Italy
  • Alexander Perkins, Legal and Financial Investment Advisor, USA
  • Alakanani Itireleng, Africa [leading] Ambassador, Botswana
  • Dickson Nsofor, Technology and Policy advisor, New York branch lead, United Nations relations, US
  • Maria Fonseca, Evangelist and Thought Leader, Editor, UK.

“We are excited to share with our community the brilliant minds and core team of influencers who are behind all that we do at Humaniq,” said Guarda. “The Humaniq Advisory Board truly exemplifies our core values and mission, which is to bring financial services to the unbanked around the world.”

Humaniq is currently hosting a public Token Sale to fund its Blockchain banking app for financial inclusion. The ICO reached 1706 Bitcoin, 2,030,037.64 US Dollars in its first day.

Humaniq ICO

“This project is much beyond crypto-currencies. This is a social good movement gathering the best people in the world focused on converting the most advanced tech for sustainable development in the undeveloped world. Now, with this enhanced advisory board, the Humaniq project will be able to address governments and global non-profit organizations. The technological tool to tackle down the main challenges facing the 2 billion unbanked people has arrived. Humaniq will create deep impact for social good on a global scale”, said Dmitry Kaminskiy, co-founder of Humaniq and managing partner of Deep Knowledge Ventures.

To learn more and to participate, visit: .

About Humaniq:

Humaniq is an Ethereum-based blockchain banking app building the next generation model for financial services. Launched in 2016, Humaniq aims to provide mobile finance to the 2 billion unbanked population through its mobile app that uses biometric authentication to replace traditional methods of ID and security. Humaniq’s open source stack and API will be available for startups and other businesses to build services on its core technology, making it easy to adapt their service and plug it into Humaniq’s network to reach a huge, untapped audience. For more information, visit .