7 Tech-Centered Ways to Invest $1 Million

Technology represents the cutting edge of human progress. It also provides an eternal bridge to the future. Regardless of where we’re going as a species, the journey will feature an increasingly sophisticated array of advanced technology.

Given the relationship between technological innovation and financial success, it’s no surprise that technology remains a reliable investment opportunity. For those with $1 million or more to invest, technology firms offer a way to increase wealth while also helping lay the foundation for the future.

Investing millions of dollars into a series of new technologies sounds foolproof on paper; surely, one or two will become game-changing innovations. However, high net worth wealth management requires more than textbook diversification. Investing in new technology requires a deliberate assessment of its value and purpose.

If this sounds like a lot to take in, that’s because it is. Fortunately, we’ve compiled a short list of top technologies for high net worth individuals to consider adding to their portfolio in the form of stocks and business interests:

Artificial Intelligence

It’s fitting we start with artificial intelligence at the top of the list. The innovations behind other options mentioned below are driven – for the most part – by A.I. With this in mind, A.I. is a worthwhile technology to invest in going forward. Not only is it a key feature of virtually all other forms of modern technology, but A.I. will also become the principal component of next-generation software and computer systems. In other words, whether it’s bioengineering better crops on Earth or landing a spacecraft on Mars, the most critical steps will no doubt be driven by artificial intelligence.


Minimizing errors, boosting productivity, and maximizing efficiency are all the hallmarks of technical innovation. They’re also the key reasons why automation remains an enticing feature in the eyes of investors. Similar to A.I., automation is part of every system running on ones and zeroes. Whether it’s a restaurant chain, public utility, or manufacturing business, automation means improved operations and reduced risk. With this in mind, those looking for something to add to their $1 million portfolio should consider any enterprise or organization where advanced automation is in place.


If you’re still unsure what the blockchain is or what it means, you’re not alone. It’s perhaps the least intuitive suggestion we’ve included. Generally speaking, blockchain is a decentralized way to manage financial transactions and protect digital assets. While it still doesn’t make much sense in terms of technological potential, the thing to remember is that our world is becoming increasingly digital. At the same time, the economy is becoming more accessible. It adds up to a growing demand for a new and improved system of keeping track of transactions and values. Blockchain is designed to meet that demand.


As the world becomes ever more digitized, privacy becomes harder to protect. It also creates new challenges for companies in terms of keeping sensitive data out of unauthorized hands. This adds up to a neverending appetite for better cybersecurity. Defense against cyber threats must keep pace with the threats themselves. As such, cybersecurity will remain a safe investment opportunity for decades to come.


As mentioned earlier, demand for digital financial services continues to grow as more folks around the world gain access to the internet. Given the cost-effective nature of online banking and investing, financial technology – commonly referred to as fintech – will remain a cutting-edge solution in the years ahead.

Life Sciences

Despite our advanced understanding of genetics and other key aspects of biology, there remains an almost infinite list of mysteries that remain to be solved. The intersection of A.I. and life sciences will likely lead to many incredible discoveries and usher in a new age of innovations centered around improving and augmenting live organisms, including ourselves. It might sound like science fiction today, but it’s only a matter of time before the secrets to life are finally uncovered.


If you’re after exciting innovation, look no further than state-of-the-art robotics. As we move deeper into the 21st century, robotics will resemble the stuff we grew up reading about in comic books; robot butlers, robot nurses, robot teachers, and robot pilots will be here within the next 50 years. Those who put their money behind these products will reap enormous rewards in the next few decades.

Advancements in technology constantly drive human progress. Technological innovations represent the limits of our abilities while also providing the tools and resources needed to turn sleepy startups into corporate giants. With this in mind, those looking for places to invest $1 million or more need look no further than state-of-the-art technology.

Julie Steinbeck is a freelance writer from Florida. She enjoys covering topics related to business, finance, and travel.